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Justia Lawyer Rating for Brandon K. Davis

Credit and Debit Card Fraud

The criminal defense attorneys at The Davis Law Group, P.C. represent clients charged with Credit and Debit Card Fraud throughout Illinois including the Chicagoland area. These cases are becoming increasingly common as technology advances and the security of confidential information is constantly exposed. Individuals and businesses alike are targets for this type of crime.

Illinois strictly prohibits Credit and Debit Card Fraud. 720 ILCS 5/17 makes it illegal to:

(1) make a false statement to obtain a debit or credit card
(2) possess another’s debit or credit card, debt, or identification card
(3) possess a lost or mislaid credit or debit card
(4) sell another’s debit or credit card without consent of the issuer
(5) use a credit or debit card as security for a debt
(6) use a counterfeited, forged, expired, revoked, or unissued credit or debit card
(7) use a credit or debit card with the intent to defraud
(8) use an account number or code with intent to defraud
(9) receive goods or services knowing it was obtained through credit or debit card fraud
(10) sign another’s card with the intent to defraud
(11) alter or counterfeit a card
(12) possess an incomplete card with the intent to complete it without consent
(13) make a prohibited deposit
(14) fraudulently use an electronic transmission
(15) make a payment of charges without furnishing item for value
(16) furnish items of value with intent to defraud
(17) fail to furnish items of value with intent to defraud

Illinois requires intent to defraud in these cases. An individual charged with this offense may not know that the credit card was stolen, counterfeited, expired, or revoked. Additionally, often the accused did not have the intent to defraud, as he or she was unaware of the illegality of the card.

Illinois has harsh penalties for those who commit Credit and Debit Card Fraud. Penalties depend on the exact crime committed, the value of the property stolen, and the number of transactions made. The number of victims and prior convictions for offenses involving fraud are always taken into account.

In Illinois, Credit and Debit Card Fraud is usually charged as a Class 4 felony, which carries a possible sentence of 1-3 years in prison and a fine up to $25,000. However, these offenses are often charged as Class 3 felonies, which carry 2-5 years in prison and a fine up to $25,000.

The criminal defense attorneys at The Davis Law Group, P.C. have years of experience and are familiar with local courthouse procedures, the various Assistant State’s Attorneys, Judges, and local Clerks of the Circuit Court throughout the Chicagoland area. Please contract us if you require legal assistance for a criminal matter throughout Illinois including Cook, Lake and DuPage Counties.

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Client Reviews
★★★★★
I wanted to let you know that I finally got my license back today. I want to thank you guys from the bottom of my heart. You did an amazing job and helped another person turn their life around. I will forever be indebted. Rest assured that I will refer anybody that I hear is in trouble to you guys. Thank you again. All the best.
★★★★★
I want to extend my sincere gratitude for the success in getting my charges reduced. It has been a rather traumatic experience for me. Though I try to keep an optimistic outlook, it didn't seem possible. But you guys pulled it off and I couldn't be more grateful. This has been a great weight lifted off my shoulders. D.F.
★★★★★
I would like to take this time to thank you for a job well done. I received my full reinstatement documents today for full driving privileges. This took me by surprise. I did not expect to see the results this fast. I just want to say that I am blessed to have a very good lawyer like yourself to guide me through the process... I am very grateful. You're the best. Thanks again. G.B.
★★★★★
My special thanks for your help, guidance, and support during a most difficult time. You came recommended as "the best" and you lived up to your reputation! I wish you a lovely holiday season and a new year of challenges overcome, new joys experienced, and much fulfillment realized. All good thoughts your way. S.S.
★★★★★
I am very grateful for your work and representation. Although it is difficult for me to truly express my gratitude through e-mail, I hope you can still understand how thankful I am that we were able to dismiss my case on the first court date. I am very pleased with the outcome. Again, thank you very much for your time. Please enjoy the rest of your week. D.K.